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  • Now Partnered with Charity Swipes
    Merchant Services of San Diego is now the proud partner of Charity Swipes! The southern California merchant service provider, Charity Swipes, shares the same values and dedication to service that we do Read more
  • Wells Fargo are quite the shady bunch!
    Over the last few months, I've received an alarming number of clients contacting me because they received a "better offer" from their bank, Wells Fargo. As a personal account manager Read more
  • Merchant Services of SAN DIEGO has now expanded to ORANGE COUNTY
    We're slowly but surely working our way up the California coast! Our mission has always been to provide personalized service, and assign personal account managers to every one of our Read more
  • Do I Really Need To Accept Cards?
    YES! In today's market I don't know too many successful businesses that don't accept credit cards. Over the years, there have been numerous studies showing if a merchant accepts Read more
  • Beware of Companies Offering You "0.50% Processing"
    It's been an unfortunate series of re-occurring events over the last few months for me... I've received multiple phone calls in that time from my clients who were confused after Read more
  • "0.50%" DOES NOT EXIST!!!
    This is a follow up to last night's rant about the disgustingly dishonest company that I continue to come across. I pretended to be a retail store owner Read more
  • FANF - Fixed Aquirer Network Fee
    Well, boys and girls, it looks like the Durbin Amendment has caused Visa to strike back after losing considerable amounts of money. As of April 1, 2012, Read more
  • Global Payments Data Breach
    It was a top news story today that "A major card processor" had it's security breached by hackers. First and foremost, I want to assure everyone who works with Merchant Read more
  • Why Accept Credit Cards?
    Here's a few quick bullet points on the benefits of accepting credit cards at your business... Your customers can now choose the way to pay that suits them best: Read more
  • Interchange Pricing
    To most merchants (business owners), the interchange plus merchant account structure is foreign and sounds more complicated than the tiered structure, but in reality, just the opposite is true. The Read more
  • Should You Ever Lease a Terminal???
    How can I say this eloquently?... HECK NO!!! Terminal leases are the biggest scam in our industry, and one that leaves the shady sales person VERY happy. Under no Read more
  • Durbin Amendment
    If you haven't heard of the Durbin Amendment, then there is a good chance your merchant services provider is taking advantage of you!... Congress initiated the Durbin Amendment in Read more
  • Debit Card Regulations
    We've been hearing about it for a while and it has finally happened: The regulation of debit interchange. After fierce battling for more than a year, debit interchange is to Read more
  • If It Sounds Too Good To Be True...
    I'm sure I don't have to finish the title sentence, seeing as you all probably know it. It's a simple piece of advice to live by, and those who have Read more
  • Surcharging Customers for Using Their Cards is ILLEGAL.
    Visa and MasterCard have long standing regulations preventing surcharging customers for using a credit card. Recently they have allowed discounting for cash purchases (wordsmithing somehow negates the meaning of surcharging???).I Read more
  • What Do You Need In a Merchant Account???
    So what's really important to you, the merchant, when accepting credit card payments?   1. It needs to work, period!   2. God forbid something does go wrong, it needs to get Read more